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Application Process

Home Improvement & Lead Hazard Reduction Loan Programs

Applications for the Home Improvement & Lead Hazard Reduction Loan Programs are taken by appointment only. Once you have compiled the information listed below, please contact the Office to schedule an appointment.

Please note all property owners MUST attend the appointment.

Homeowners MUST bring with them, at the time of their appointment, the following documentation:

  • Social Security Number(s)
  • Proof of income – recent pay stub(s), copies of statement showing gross income received, such as – Unemployment , Social Security, Veteran’s Administration, Worker’s Compensation, Child Support/Alimony, and/or Foster Care, etc.
  • Copy of the deed for the property
  • Copy of mortgage for the property (documents received at closing)
  • Evidence that Real Estate Property Taxes are paid
  • A completed signed copy of the most recently filed Income Tax Form 1040 (Federal & State) and W2 Forms or 3 years if borrower(s) is self-employedCopy of Homeowners and Flood Insurance Policy Declaration Page (if applicable) showing amount of coverage, name, address of insurer, policy number and expiration date.
  • Copy of most recent checking & savings account statement(s)
  • Copy of most recent mortgage statement(s) with original and current balances
  • Outstanding loan/credit card balances and account numbers

Landlords/Investors MUST bring with them, at the time of their appointment the following documentations:

  • Social Security Number(s)
  • Copy of the deed for the property
  • Evidence that Real Estate Property Taxes are paid
  • Copy of Homeowners and Flood Insurance Policy Declaration Page (if applicable) showing amount of coverage, name, address of insurer, policy number and expiration date
  • Copy of mortgage for the property (documents received at closing)
  • Copy of most recent mortgage statement(s) with original and current balances
     

Sewer Tie-In Grant:

Applications for the Sewer Tie-In Grant are mailed to interested applicants. To request an application packet please call 738-2009. Once all the application is complete and you have received a proposal from a licensed drain layer or Master Plumber, please contact the Office to schedule an appointment to apply for the Grant.

Please note all property owners MUST attend the appointment.

Applicant MUST bring with them, at the time of their appointment, the following documentation:

  • Completed Sewer Tie-In Application
  • Proof of income – recent pay stub(s), copies of statement showing gross income received, such as – Unemployment , Social Security, Veteran’s Administration, Worker’s Compensation, Child Support/Alimony, and/or Foster Care, etc.
  • Signed Evidence of Homeownership (Title) – See Homeownership/Title Form
  • Signed Evidence that Real Estate Property Taxes are paid  - See Real Estate Tax Form
  • Completed Proposal Form – form must be completed by a Warwick Sewer Authority Licensed Drain Layer or licensed Master Plumber.  A proposal written on the company’s letterhead is also a suitable alternative.